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Old 08-24-2006
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Some questions...

Do you want to sail the boat, or just liveaboard it? If you just want to liveaboard it, then you will have different considerations than if you want to be able to liveaboard it, and still sail it.

What is your annual budget for insurance, marina slips, etc? Most marinas currently charge per foot for many services, so the bigger a boat you get, the more expensive it will be to dock it, haul it, wash it, store it. etc. Also, most marinas now require a minimum of $100,000 or $300,000 of liability insurance on boats in their facilities. Liveaboard policies are generally more expensive than regular cruising boat policies.

Are you going to liveaboard in the winter as well as the summer? If you are planning on living aboard year round, the boat will have to have heat of some sort, as well as be insulated to some degree. Be aware that in the northern states, many marinas do not allow you to liveaboard year-round, so finding a marina will be a bit more difficult. At least, that is the case in the New England area....NJ might be different, but I doubt it.
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Telstar 28
New England

You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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