The fees that you won't see listed any where are going to include the following:
Insurance—this will vary depending on your coverage, the cost of your boat, the area you will be sailing in, etc. Liveaboard coverage is generally a bit more expensive IIRC, as the insurance has to have a personal liability section, much like your homeowner's or renter's insurance policies would. The personal liability section covers things like if your dog bites someone... etc.
Maintenance—Usually about 10% of the value of the boat for general maintenance, per year. This covers things like hull paint, small repairs, wear and tear, but not major things like replacing your rigging, fixing a blown engine, etc.
Marina Slip Fees—Also varies based on the length of the boat generally, and the location and amenities of the marina. In many areas the year is broken down into two seasons, the summer season, where the boat is usually in the water, and the winter season, where the boat is in storage, usually on the hard, at least in northern areas. Boats are often kept in the water year round further south. There is usually a "liveaboard fee" and a fee for power and water.
Other Marina Fees—These include things like hauling out and launching the boat; stepping or unstepping the mast; power washing the boat; wrapping the boat in shrink wrap if needed.
Excise tax and fees—Most communities have a waterways use tax or fee of some sort.
I hope this helps.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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