I think Eryka's got it pretty well covered. However, since you did say that you would most likely only be living aboard for the spring and summer, you'll incur far more costs than a full-time liveaboard. You'll probably have to get renter's insurance for your apartment or winter living accomdations. You'll also be paying for the winter living accommodations, and the winter storage of the boat. It might make more sense to liveaboard year-round, provided you can find a marina, in your area, that will allow you to do so.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.