We've sailed a B 36.7 (slightly smaller sister to the 40.7) over 1000 nm in the Caribbean. Spartan perhaps but exhilarating to sail in the trades. When we are not there this boat is doublehanded up and down the chain every winter. BUT... this boat spends most of its time reefed or double reefed with a small jib
.. In tropical island-hopping conditions you have a lot fewer demands for amenities, can shop nearly every day and so some of the storage challenges are less of an issue.
For more northern climes now you're looking at cabin heat, more remote destinations, more storage requirements, etc that would likely lead you to something more comfy like Beneteau's cruising series, and has been mentioned now you need to try them out.
Either of your choices are 'pretty big bites' to take on a first boat (your first, not Bene First) Clearly you're not budget challenged but I really suggest you take your time, get some experience with charters or other people's boats (OPBs) before you invest a chunky piece of coin on something for yourself.