One major point that JT1019 hasn't pointed out, is that a large sloop like that will not be very easy to use as a daysailer. Even trips of just a few days take a fair amount of preparation for the boat to be ready for it. I've even heard of a few sailors who live aboard a large boat like the one you've pointed out, that own smaller sailboats for sailing purposes.
If you don't have a lot of experience sailing, it might be a lot wiser to get a smaller boat, and then work your way up to something of that size. Unless, you have a strong reason for wanting to liveaboard, it doesn't really make sense. A large boat like the 40' one you've picked out has fairly serious costs associated with it.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.