I haven't hauled the boat out yet, so I have no idea what the bottom even looks like. I know I was crazy to not hire a survey when I bought the boat, but I just didn't really know any better. I plan on having it hauled out this winter sometime anyway to inspect/clean bottom so I might just get a survey then.
The keel bolts don't look as they are going anywhere, its mainly fears from owning my first keel boat. So I am guessing by your responces that keels will give you plenty of warning signs before falling off, or becoming loose?