After rereading OP's original message, I don't understand why the harbormaster would recommend leaving the mast up on the hard. I can see leaving it up in the water, since the added moment of inertia and windage can actually reduce pitching and rolling of the boat, but on the hard the mast offers nothing but added risk to his and his neighbors' boats.
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Formerly posted as "RhythmDoctor"
1998 Catalina 250WK Take Five (at Anchorage Marina, Essington, on the Delaware River)
1991 15' Trophy (Lake Wallenpaupack)
1985 14' Phantom (Lake Wallenpaupack)