.................Budgeting our monthly expenses is hard to project at this point but we are working on it...............we tend to stretch every dollar for every penny we can................We'll be starting out more than likely on the east coast or gulf coast for a few yrs learning our boat and learning to sail before setting out for the Islands. My guess is it will be yrs before we go much farther. No hurry.
Let me offer this to your budget,- Save 80% on your fuel cost!
We cruise our 41' sailboat on the East US Coast and enjoy sailing, but like many we take short days of travel and motor much of the way in the ICW. Compare these two budgets:
Cruiser A- Travels 1,000 miles on the ICW at 6 miles/gallon, therefore using 167 gallons at $3.80/gal at a total of $635 to complete the trip in two weeks from the Chesapeake to Florida. These very typical cruisers travel about seventy miles per day and their fuel cost is $318/week
Cruiser B- Travels 1,000 miles on the ICW at 6 miles/gallon, therefore using 167 gallons at $3.80/gal at a total of $635 to complete the trip in ten weeks from the Chesapeake to Florida. These less typical cruisers average about fourteen miles per day and their fuel cost is $64/week
Many east coast cruisers move north and south with the season, but fail to realize that the speed required to match the changing angle of incidence of the sun is less than ten miles per day. They rush to keep their boat unused at one location for six months and then rush to keep the boat someplace else for six months. When they remain static at these marinas or mooring fields at their destinations, they are also paying higher dock fees. We anchor out most the time and enjoy about forty ports from Maine to the Bahamas. We find that it is much more economical to not be destination bound, but to enjoy all your locations during continual cruising.
Some might readily see the flawed logic and point out that Crusier B is spending his $64/week for many more weeks, but cruiser A is spending far more than $64/week with marina fees during this same time. Take care and joy, Aythya crew