Your points are well taken. Do note that even boats that do sail offshore spend much more time NOT offshore and so some accommodation for comfort is appropriate.
Centerline heads oriented fore and aft tend to be all the way forward. Offshore it is very convenient to have heads at the base of the companionway to make access easy for the watch and those below, and to provide a place to put wet foul weather gear without dragging wet clothes through the boat. An athwartships toilet is a small price to pay.
In describing sleeping arrangements you did not mention the sole. On many boats the best place to be is wedged between a table and adjacent settee or chairs or in a walkthrough. You can't fall out if there is nowhere to fall to.
sail fast and eat well, dave
beware "cut and paste" sailors.
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