Depending on your cruising plans, a domestic insurance company maynot be the best choice of cruising outside the US. We have an international health insurance plan, the rates are a great deal less than our previous US plan. We spend a majority of our time in the Bahamas and Caribbean -
Check out Cassin International for international medical insurance. www.cassinintl.com or 1(888) 724-5427 - we did a great deal of research, and found their products and service the best.