Let's see - lots of questions:
We had a Hunter 22.
We sailed out of Brunswick, GA along the inter coastal and offshore to Port Royal Sound and Fernandina Beach. That's as far as we went.
I think a 28' boat would be perfect for me.
I don't think a particular dollar amount needs to be stated. It's enough that I know how to see what's available and I'm a big enough girl to be able to handle my own finances.