Have my 22 yo sailboat insured, my 3 cars, my house, my umbrella policy, and now my new horse trailer all insured with Nationwide. Nobody can touch the prices I am getting, and my agent is the best (yes they get a Christmas present from me this year, as always!).
I always shop other insurance co's but keep coming back to my local nationwide rep, he's nearly impossible to beat. But again, I'm an existing customer. My boat is small, my trailer will be used hard. The horse trailer is 8yo, and we JUST picked it up yesterday. The boat is 22yo worth less than $6k, and they didn't hesitate to insure. I have a loan on the horse trailer, not on the boat.