I looked at a 28 foot today. It was MUCH bigger than the 21, I could definitely see myself living on it. The guy was not willing to come down enough on the price, but it gave me a better idea of the size aspect
And yes I do want to stay out on the water, so as far as a dinghy gos. What would be ideal? A zodiac that I can wench out of the water? Is there a way, if I was to buy a decent outboard motor, that I could use it on both the dinghy AND the large boat?
I will not forgo the survey, I dont know anything about the structural integrity of a boat, its not something I want to worry about on a stormy night at sea. I highly doubt I will get insurance however