Yeah, if you're quite certain that the second phase of your cruising is going to happen it would make more sense to get THAT boat now.
We've had a couple of friends buy mid 70s Valiant in the past few years.. no one paid over $80K.. one of them was a 'blister boat'. I was sorry to see that that didn't just mean underwater blisters.. the cabinsides look just awful in the setting sun - bad case of pimples.
".. there is much you could do at sea with common sense.. and very little you could do without it.."
Capt G E Ericson (from "The Cruel Sea" by Nicholas Monsarrat)
1984 Fast/Nicholson 345 "FastForward"