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Yea, its hard ball time. Im lucky in that my insurance company has agreed to give me a depreciated amount for a new engine and some money to replace it. The depreciated amount is ~ 75% of the price of a new engine (which is guess is fair?) and the amount for the labor will not cover the labor but the insurance company claims that we can file additional bills for the labor if there are additional charges (which i believe there will be). It is my opinion and the opion of the insurance company's surveyor, the surveyor i hired privately, and the engine manufacturer, that a fraud has occured here. Basically they feel that the mechanic repeatedly tried to turn over the engine with the raw water valve open. The lack of back pressure in the engine caused the water lift muffler to fill with water and eventually splash back into the engine where the salt water caused the internal rust that is evident in the cylinders, etc. In the process of doing this the mechanic burned out the starter and broke teeth off of fly wheel when the cylinders filled with water which (according to the experts) is not compressible. Im out about $5k for the starter, fly wheel, other bs and their $120/hour labor rate. The surveoyors, the engine maker, and myself all believe that the marina hoped I wud just shrug my shoulders and agree to replace the engine chalking it up to bad luck or something. Basically, in my opinion, there was a cover-up here. Im also out 2 years of insurance payments, 2 seasons of lost use, etc. The marina is now claiming that "maybe water in fuel caused the rust." None of my people and the experts on this board all refute that possibily. I actually had the tank drained and cleaned the season before that and I only use approximately 30 gallons of fuel per season. Great advise about getting it out of there sooner rather than later. My father-in-law is an attorney in town and actually probably has more positive pull than the scum bag who owns the marina. Maybe its just me but if you (as the marina) really think you at not at fault here why would you refuse to provide me with a bill? Why do you continue to insist to see surveyors reports and such. Why not get your own f-cking surveyor. Its all very suspicious to me.
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