Originally Posted by QuickMick
Hmmmm... well it seems you are or you aren't
That is correct. Based upon the number of posters that want advice on buying a $10k blue water boat to sail around the world with no experience, it isn't hard to imagine insurance being tough for many. There are equally as many experienced sailors who have never done an overnight passage.
My comment above was a reply to a suggestion that many abandon their boat, since insurance will just pay for it. I maintain that many or even most dont carry insurance on blue water international voyages. Some by choice, many/most because they or their boat do not meet underwriting standards.