I can't help much with the specific sailing info on the Albemarle but I'd think you'd be able to do some nice sailing with that boat. Board up to get into shallower marinas and creeks, board down in deeper areas for sailing. Your 34 should be fine in the chop except when it gets really snotty. For a longer trip it would be fun to come down our way and visit Washington, Bath, Ocracoke, etc. - so come say hello!
As for the swimming, there is lots of watersports activity on the sound side of the Outer Banks. Granted that's the eastern part of the sound but I wouldn't hesitate to swim in the area where you're going to be. We swim here, and the Pamlico and Albemarle sounds are pretty comparable.
Carolina Wind Yachting Center, Washington, NC
Charters * Brokerage * Pacific Seacraft * Zodiac
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Who is staring at the sea is already sailing a little.
Last edited by SecondWindNC; 02-11-2012 at 12:31 PM.