Originally Posted by -OvO-
The only reason I would care whether it "looks like I can afford" something is if I cared what other people think about what I can afford. Many (most?) people do own boats and cars (and sometimes houses and people) merely to impress others. Some don't.
In the general population, I think most don't intend to impress anyone, but some do.
However, what's impressive in one circle is not necessarily impressive in another. Folks that own mega yachts know that. It's their fellow mega yacht owners that will be most likely to judge whether they look like the can afford it. We are not on their radar.