I have a question. Its been said a few times to stow the dingy on the deck when off shore. Why wouldn't you cover it and tow it behind you? I assume there is a reason?
Yes, if you take out the engine and oars it will be not a problem in not very bad weather but it slow you down and with bad weather the fixation points can break. The cover will not prevent the boat to capsize (with the wind) and that will slow you down even more and put more strain on the fixation points.
The last time I have done that on a small passage, last year between Minorca and Maiorca the wind suddenly gust over 40K (about 25 sustained) and the dinghy just take off like a kite on the back of the boat, finishing upside down.
We had it on the end of a long cable so it was just funny but the strain on the attachment points could have broken and will broke if we do that too many times