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post #2 of Old 03-17-2012
Tim R.
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Join Date: Mar 2003
Location: Portland, Maine
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Re: Insuring my stuff.

Not really. You can get a rider for personal effects on your boat but usually only covers those items on the boat. It is very difficult to get the personal items in your car covered. Every insurance company I have spoken to says those items are covered under homeowners or renters. I say I live aboard and have a yacht policy and they say sorry.

I was able to get coverage for personal items in our storage unit for an additional charge.

Our yacht policy also covers boat items in storage or in the car in transit to and from storage.

No way to get a rider for expensive jewelry or artwork that I have found.

I would like to insure my bikes but the only insurance for bikes in the US is from homeowners or renters. I think other countries offer bike insurance but not here.

Tim R.
Our Carina is for sale
1997 Caliber 40LRC

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