[QUOTE=T37Chef:847964]Limitations of Boat and Personal Watercraft
The following coverages are not available with Progressive boat and personal watercraft insurance:
•Physical Damage coverage on boats more than 15 years old and worth more than $20,000 (in some states, the maximum is boats more than 20 years old and worth more than $40,000)
I'm guessing your boat falls under this...
Tartan 37 - S/V Windgeist
Sailing the Chesapeake Bay
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Photo by Joe McCary