Re: Hello Sailnet Community!
I've got Boat US for my 1987, 34' Catalina and pay about $450 a year.
I've been with them quite a few years and have never had a claim. I'm sure that is a factor as well as my many more years of boating experience and taking a number of boating classes with the Power Squadron and CG Aux.
I'm also limited to the Chesapeake Bay and it tributaries. I can't go outside those limits.
They look at everything.