that was funny. It is an fc and I did pay cash for it but it was by total accident. One day after signing my final divorce papers this little boat found me, she was half price and a worthy investment. When she arrived on her borrowed trailer my life savings was 00.19 cents, so there you have it I got lucky but after 25 years "i'm 43" of sailing and rebuiling boats I think it was finally my time. As of today I have no engine, head, ice box, nav equipment... I do have a compass all plain sail in good condition and my youth.