Originally Posted by Neto Nomads
Thanks for the info chuck53, I surely appreciate it! That must be why ours was so expensive, I put down that our cruising area includes the Atlantic coast, Florida and the Bahamas. We aren't planning a trip to the Caribbean for a while so maybe I should just focus on Maine for now
Yes, Only get coverage for the areas that you plan on sailing in. Later, if you want to travel south, touch base with your insurance carrier and make the change at that time. No need to pay for something you are not using.