SailNet Community - View Single Post - Hello Sailnet Community!
View Single Post
post #14 of Old 03-28-2012
Tartan 27' owner
CalebD's Avatar
Join Date: Jan 2008
Location: NYC
Posts: 5,105
Thanks: 8
Thanked 141 Times in 133 Posts
Rep Power: 10
Re: Hello Sailnet Community!

Chuck53 is absolutely correct.
Your insurance premiums will be much lower if you start out sailing off the New England coast. Premiums for sailing in the Bahamas or Caribbean get more expensive and even impossible to find during hurricane season.
You can call your insurance company and add a rider for 6 months (or some period of time) to your policy to cover you elsewhere as you move about. Insurance in the Caribbean during the winter (not hurricane season) is obtainable (obviously) as this is when most people head south on their boats.
You could also try getting insurance for your boat through a company that may be insuring your house or car (or both - they like doing package deals). My boat is covered by my co-owners home insurance co. (Allstate I think) for local use and is < $500/yr.
I hate paying for boat insurance but I'd hate even more paying from my own pocket for the damages my boat did to some mega-expensive boat should the occasion ever arise.
Research, be safe and have fun.
CD 30 is a very pretty boat in my opinion.

"The cure for anything is salt water~ sweat, tears, or the sea." ~Isak Denesen

Everybody has one:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
CalebD is online now  
Quote Share with Facebook
For the best viewing experience please update your browser to Google Chrome