Living your dream
I live in the Port St Joe area, a day sail from PAnama City. There are alot of anchor outs here. Yes, it can be a free (or at least fairly cheep) way to live. Most of the marinas around here do not allow live aboards. Ours lets you stay on board for pretty muchas long as you want. The Bay County Council is trying to establish mooring fields that they can charge you for. I guess they abhor the thought of someone living for free. Some of their arguments do hold water. Some of these boats have been there for years and are in a sorry state. Some have even sunk. We choose to keep our boat in a marina (about $1900/year). The extra security is worth it to us.