Good going so far. Your really set off a bruhaha with that keel question. I think it is still getting responses! There were some very thoughtful and detailed discussion there.
While you are looking for a boat, keep your eyes open to cold weather boats that go on sale this spring. Cold weather boats have used up half their life compared to warm weather boats and could save you a lot of time and expense and give you a chance to cruise around out of the hurricane zone while getting ready to cross over to the Carib this fall.