Re: Your ONE piece of wisdom...
I am not sure if this is a piece of wisdom or not, but it works for me.
It was derived from my father's saying long ago when I was a teenager.
He said: Son, if you make a dollar, you must save 95 cents and only use 5 cents.
i did not listen to him exactly, but I did save 50% of my income always.
Derived from this:
Never buy a boat unless you are retired. Let's sail others boat.
I read, think, and act independently; I don't come here to win a popular contest, nor I am here for free sex. I come here to learn, be challenged and be inspired in the art of safe off-shore passage. I am NOT afraid of dying in the sea, but I am afraid of dying in a nursing home and burdening those who I love.
I am old school; doing the right even when no one is watching is important to me.