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Old 04-22-2012
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Re: Insurance

The other factor besides cruising area that will hugely affect the cost of your insurance is your sailing resume. Documented training courses? Boat-owning history?

I'd assume most marinas are more interested in your liability than your hull coverage (if your boat is damaged that makes it your problem, they only care about damage you do to others or to their docks) but I can't say that definitely since we have both insurances - this boat is our only home.
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