the boat is a 1980 CAL 39 and we will keep it in fla this year. as we work for FEMA during hurrican season we can put it up. but we plan to sail at least to philly next year. so if I just carried liability it would be less than a grand do you think?
if you live abord at least 51% of the time, FEMA will help to repair the boat if it is in a declared disaster.