Join Date: Feb 2011
Location: San Francisco Bay area
Thanked 63 Times in 63 Posts
Rep Power: 5
I've seen no ryme or reason for insurance in marinas. Some marinas use ins. requirement to keep certain people out. Some of best marinas in panhandle Florida and Alabama did not require ins. (I have State Farm). Boat US wanted a take out of water survey this time, but not 6 yrs ago!.... One marina had a boat catch fire and now wants LIABILITY INS. In my experience; marinas only wanted liability ins. Also, none of them KNEW if they wanted Full coverage ins (strange but true). I'm sure some know.
Sounds like my experience with Boat US... the survey I'd just had done wasn't "detailed enough" so I'd have needed another out of the water survey. This was after I used a surveyor on their approved list. Been with State Farm for 2 years now, no problems.
Bristol 31.1, San Francisco Bay