I have two kids and they are 4 and 8. I was kind of loose on the rules of the Pfd up till one day. All were getting stuff on the boat as well as ourselves. I was on board recieving goods and people when I looked back and saw my baby girl slip backwards into the lake with out a pfd. I never moved so fast in my life. I managed to pull her out... she was scared but ok. Hell I was scared. Now I have rules and I am more cautious. Don't give up the dream just be a good sailor... an ounce of prevention.....
I was lucky. Good thing she likes to swim now and is enjoying it.