Join Date: Jun 2004
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I would think that one of the toughest things to do would be to start cruising in your 50's and then have to go back to workafter a few years of the cruising life.
We are thinking that we need to save enough to keep us cruising as long as we want to, then have a paid for retirement house in which to live in once we are unable to cruise any more.
Probably 3 years off but we will not have $1M.
The health thing is to some extent an uncontrollable when we start aging though.