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post #27 of Old 05-31-2012
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share with me, your words of wisdom


Agree on insurance, third party liability and coverage for marine pollution/casualty are the only reasons for insuring a cheap sailboat. Everything between Miami and the keys is some kind of national or state park, easy to find something important and expensive to hit. $400/year is not a bad price to pay to sleep a little easier as a sailor learning the ropes.
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