Those lofty bank account/retirement account figures are scary because I know it'll be a long time before I can put that much away. However, I still have a plan. I'm currently focused on paying off all my debts (including the house, eventually) and living on less than I make. I refuse to take out any new loans (auto, home, credit card, boat). I'm driving a paid for "beater" car. The goal is to make my income work as efficiently as possible. (Most of the preceding is part of Dave Ramsey's plan).
I'm still at least 3 years away from casting off.