Just currious but whats the magic number in length or have they given you one or have you asked? Or does anyone else know? And what do they consider inexperienced?
I ask because me and my wife are considering something in the 36ft range own a catalina 22 for a couple of years now and dont plan on buying for another couple years. Havent gotten to the point of checking on insurance yet on a new boat so this story makes me a bit nervious.