Over Hill Sailing Club
Join Date: Feb 2009
Location: Adirondacks NY
Thanked 111 Times in 108 Posts
Rep Power: 9
Re: Help- New owner of 40ft old sailboat, can't get insurance
Liability for inshore sailing shouldn't be problem for any boat. I had a number of companies offering to write a policy. The problem is in going>75-125 miles offshore. It seems that companies are reluctant to insure boats that venture very far from American waters, even when sailing where there are essentially no other boats to run into. I guess the uncertainty of foreign regulations has something to do with it but it would seem, in reality, that the farther one gets away from America the Land of Litigation, the less actual liability.
Alberg 35: With a philosophical flourish Cato throws himself upon his sword; I quietly take to the ship.
Last edited by smurphny; 06-17-2012 at 12:13 PM.