Thanks ps2 for the response, I was under the same opinion. This came up in a discussion with another local well known sailor/racer( can be arrogant and full of himself) when I said that myself and a couple others all got our OUPV's. The conversation went from there. I could understand assuming some more liability say if I were in the role as navigator and we hit a solid object, but even then I would think the final decision is that of the captain /helmsmen.
thanks again Peter