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hurrican protection: which is safer? in the water or on the hard?
We've brought a boat to FL and had the horrible occasion of having our insurer tell us they will not insure our boat here. We've found a couple of insurers that will cover her but with a high deduction and NO coverage during a named storm. So we thought, OK, we'll put her on the hard during Juen - Sept. Then we found that Boats US will cover her for named storms but at a very high premium. Bottom line: it is the same price to go with USAA with NO coverage for named storms and pay $2,000 to have her on the hard during the summer VS Boats US which will cover her for named storms in the water - same price.
It comes down to......is she safer on dry land during hurrican season or at the marina.
What do you all know? Thanks. Faith
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