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Old 07-25-2012
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Re: My Boat was Hit Bad

Whatever you do, don't take anything from the other guy's insurance until you have an estimate from someone you hire (your surveyor, your boatyard). Be particularly leery if the adjuster offers to settle with you right now, based on little more than his/her eyeballing the damage. Like groggy said, "dont trust the other persons insurance rep." A surveyor will give you a ballpark estimate, a boatyard will (probably) give you a much better estimate (although a good surveyor will consult with a boatyard when s/he writes up an estimate of the repairs).
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