Re: sailboat profits
Tankage options may be available at the factory and, if so, there is probably no advantage to waiting. Modifying spare water tanks into fuel tanks (you can make water, you can't make fuel), is probably a local mod. The big dollar commissioning items that are often done locally are the electronics, such as navigation, radios, airconditioning, invertors, gensets, specialize alarms, etc. You point out the dodger and that is a great example of getting what you want, rather than a factory catalog item. Cushions, davits, dinghies, anchors, and on and on.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.