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Re: Insurance Survey
Tatia, some insurers will require that you use a surveyor from their list of approved ones, so the first thing to do is call your insurer and look into that.
Other than that, there ae some web sites and books that discuss DIY boat surveying, all you can do is read up or hire a surveyor. Or if you've got some really knowledgeable friends, ask them to give it a white-glove inspection as a check.