Goldie, NOAA and the NWS can be great but they are no substitute for learning basic local weathercasting. If they offer a local "SkyWarn" class in your area, sign up, the NWS will teach you how to locally observe weather and what the different incoming clouds, etc. mean. There is also a lot to be found at your local library or online about predicting your own local weather, and I'd argue that every sailor above the rank of "rail meat" ought to follow up on it.
Steve, if "cold and damp" are numbing you, you still aren't dressed or prepped right for it. Cold should awaken you--unless you are not prepared and it numbs you. Damp also intensifies sounds, damp air conducts sound better and it makes everything seem louder, until the noise of actual rain muffles things.
Sometimes it is not your dress but a metabolic issue. If you are not getting enough sleep, if your blood sugar is down (got up early, ran out without breakfast, body temp dropped a little because you're not dressed enough) you will get behind the 8-ball and the only solution is to get some hot food into you and get ahead of the curve again.
The right cold wx gear, in the right layers, shouldn't inhibit you much if at all. To me it beats all hell out of 98F with 87% humidity, a scorching sun and a half knot of teasing breeze.