Originally Posted by eherlihy
I haven't read the entire thread, but I can sum my answer to the OP question up in 2 words;
If it were not for this insidious ongoing expense, my wife and I would be out there NOW.
+1 on the health insurance. I'm 29 (relatively young by sailing standards) and every time I start to get the serious cruising bug my wife reminds me what our healthcare costs would be without employer subsidized insurance. I'm not complaining because we have very good insurance at a reasonable price, which is a lot more than most people have, but it keeps us in golden handcuffs.