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Old 09-17-2012
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Re: Limitation of Liability

We often take crew aboard our boat - around 40 different folks over the course of a season. For pleasure cruises, we only this year starting asking folks to sign a waiver. Decided to do this because last year, one of our crew fell onto the dock while leaving the boat, and she injured her hip - one that had been replaced a few years earlier. She didn't sue me or anything like that (in fact, the doctors discovered cancer when she was being checked out from this fall - she says the fall saved her life), but I started to research the liability issue in this case. Would I be liable? The marina? Where is the line when embarcking/debarking? In the course of the research, I found more than one horror story where crew were injured and the boat owners ended up getting hosed. It's not just the dude who gets hurt putting it to his boat owning friends. When medical insurance is involved, the insurance company often goes after the boat owners, even if the injuried party doesn't want to.
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Catalina 350 (hull# 273)
Annapolis, MD

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