SailNet Community - View Single Post - Car insurance for cruisers
View Single Post
post #8 of Old 09-18-2012
hellosailor
Reward for lost Kraken!
 
hellosailor's Avatar
 
Join Date: Apr 2006
Posts: 11,447
Thanks: 5
Thanked 131 Times in 128 Posts
Rep Power: 11
   
Re: Car insurance for cruisers

Very few auto insurers will issue what you want, which is called a "liability only" policy, to new customers. All insurers treat existing customers differently from newcomers, and since "liability only" with no car is an unusual request, most would rather not write it.

You might try asking a broker on this, rather than directly. Could be that if you buy a beater and simply don't get collision/comprehensive insurance on it, you'll get a better deal on the liability coverage. If you have insurance on your boat--speak to those folks, they might not be so upset at the concept.
hellosailor is offline  
Quote Share with Facebook
 
 
For the best viewing experience please update your browser to Google Chrome