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post #11 of Old 09-20-2012
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Re: Thinking about living aboard

There are many ways to save money and living aboard may or may not be one of them. If you are financing your education you might consider taking a break till you can afford to pay cash, it will be a far greater burden than renting an apartment. Secondly if you have any debt pay it off at any cost and if and when you choose to move aboard buy a boat you can pay cash for. When I moved aboard my monthly outflow was just under 5k, now its about 600 bucks. I chose to liveaboard because I love being on the water, it wasn't a financial choice although, now I work about 10 hours per week. I am now looking at my 4th Pacific North west winter and don't have any complaints other that the rare ice on the docks. The boat is always warm and dry and with my new financial freedom, I am on the water at least 3 days a week, someday soon I will just sail off. For what its worth I make less than the national poverty average for a single man in America and want for nothing. I effectively retired at the age of 36 broke but debt free, every day is mine to do as I please. I hate to be the bearer of bad news but you are going to die, live every day as if it is your last. The rules in society are changing and if you are like 90% of Americans you will work till you die broke and in debt. Sorry but the world is changing, the American dream is dying. The most precious commodity you possess is time, use it wisely
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