I'd agree with CP and say get out of the contract... The boat is only seven years old, and that's a fairly serious design flaw. Bendytoys is going to say it'll be fine with a 3/16" stainless plate, because they're interest is in getting you to buy their boat, even if it is secondhand. The plate will corrode and may cause other problems, especially if the floor isn't properly supported to handle the load it will transmit.
I've sailed on 30+ year old Cape Dorys and Albergs with deck stepped masts and many of them don't have this problem... on a properly designed boat, it just shouldn't happen.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.