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Old 10-03-2012
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Re: BVI budget

1. Food
Eating out in the BVI is not cheap and provisioning the boat can be rather expensive. There are only a couple of well-stocked stores on the island to choose from; some of the charter companies are either situated close to one (e.g. Moorings/Sunsail) or will drive you to one and there are services where you can provision online for delivery to the boat.

2. Alcohol
Is relatively cheap and plentiful and available everywhere

3. Ice
For those who like ice for their drinks or for further cooling down the fridge contents you will be in for a surprise. Ice is very, very expensive in the BVI. Usually it is only mildly frozen by the time it gets aboard and costs add up. Some places (Saba Rock comes to mind) will give you free water and a bag of ice included in the price of a mooring ball.

4. Mooring
Most charterers prefer to use mooring balls, which will run to $25 per night (it is recommended to dive on these to make sure that they haven't been chewed up by props). Some anchorages have little or no room for anchoring (The Bight - unless you have enough chain to anchor in 50-60 feet, which no charter boat does) and others don't have great holding (Great Harbour on Jost van Dyke, which now has mooring balls).

5. Dining out / Bars
pricier than the USA, about equal to mainland Europe in price, but the quality is often not commensurate with the price. High quality dining out is available but one needs to be prepared to spend a lot of money.

6. Beaches
Free.

7. Sunshine
Free.

I don't know what other requirements you might have for a boating trip to the BVI but for most charterers the items above are the costliest. On boat return day the dock workers collect enough uneaten food to feed their families for a long time as most charterers overprovision.
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