Join Date: Oct 2007
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Re: How does insurance work
usually a totaled vehicle the insurance pays the full amount minus the deductible and anything you might want to salvage yourself(ie radios radar etc.) then the insurance takes the possession of the vehicle & auctions it off
I wonder if they let you salvage stuff typically. I would think they would want to maximize what the get at auction.
You could strip winches, spars etc and remove quite a bit of value.